Learn About MicroFi - Building Pakistan's First Islamic Fintech Platform
Discover how we're building the future of financial inclusion in Pakistan through Islamic blockchain technology and finance principles designed for Sharia compliance.
What is MicroFi and How Does It Work?
MicroFi is being developed as Pakistan's first Islamic blockchain microfinance platform, designed to provide financial services to the 220 million Pakistanis who lack access to traditional banking.
We combine Islamic finance principles with cutting-edge blockchain technology to offer 0% interest loans, profit-sharing models, and transparent financial services that comply with both Pakistani regulations and Islamic law.
Our Mission
To empower 100 million unbanked Pakistanis with accessible, ethical, and Sharia-compliant financial services through innovative blockchain technology.
How MicroFi Works
Our platform operates on three core principles: Islamic compliance, blockchain transparency, and financial inclusion.
Sharia Compliance
All transactions follow Islamic finance principles with 0% interest, profit-sharing models, and ethical investment guidelines.
Blockchain Security
Smart contracts ensure transparent, automated, and secure transactions with immutable record-keeping.
Financial Access
Mobile-first platform designed for Pakistani users with simple KYC and accessible financial services.
Islamic Finance Principles
MicroFi is being designed to strictly adhere to Sharia law and Islamic finance principles, with plans to ensure all services are halal and ethically sound through proper certification.
No Riba
Zero interest rates on all loans and financial products
Profit Sharing
Mudarabah and Musharakah partnership models
Asset Backing
All investments backed by real, tangible assets
Ethical Investment
No gambling, alcohol, or haram business investments
Our Technology
Built on cutting-edge blockchain technology with enterprise-grade security and scalability for millions of users.
Blockchain Infrastructure
- Ethereum-based smart contracts
- USDT token integration
- Multi-signature security
- Automated escrow system
Security Features
- KYC/AML compliance
- Audited smart contracts
- End-to-end encryption
- Insurance coverage
Regulatory Compliance
MicroFi operates within Pakistani regulatory frameworks and maintains the highest standards of compliance and transparency.
Pakistan Incorporated
Legally registered company in Pakistan with full regulatory compliance
PDAA Compliant
Adheres to Pakistan Digital Asset Authority guidelines and regulations
Sharia Compliance (Planned)
Working towards Islamic finance certification and Sharia compliance
Market Opportunity
Pakistan represents one of the world's largest underserved financial markets with massive potential for digital financial inclusion.